How I can help you

I can assist in financial analysis, financing, and banking relationships. As a Banker for more than thirty years, I can provide step by step assistance for those looking to secure a banking relationship or outside financing. Small Business Administration loan products are my specialty. I have been in banking for thirty-one years, eleven in San Francisco and thirteen in Madison, Wisconsin and now six years in Traverse City Michigan. I also spent two years as the Director of Finance of NetVersant, a telecom company in San Francisco in the late 1990’s. Upon moving my family to Wisconsin in 2003 I created and ran Associated Banks Emerging Market Group, doing work with biotech and high-tech clients. I have been a frequent speaker at biotech industry seminars. I now manage a portfolio of commercial clients out of mBanks Traverse City office. I work primarily with growing businesses including manufacturers, wholesalers and distributors, and still maintain a practice with emerging technology companies. I find my skills are of most use when talking to a business owner about what I can do for them to improve their long-term strategic financing and banking relationships. Specialties: Business Banking specializing in lines of credit and equipment financing for companies with sales between $1,000,000 and $25,000,000. I also have a specialty in Biotech and High Tech banking. I love working with any size company, large or small, helping them to gain the right financing package and proper, cost effective bank services.

Areas of Expertise

  • Accounting & Cash Flow
  • Operations

Industry Experience

  • Finance & Insurance

Michael A Caruso

Communication Methods

  • In Person
  • Phone